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Business Ethics & Corporate Governance

A-Level · 7132

Business Ethics & Corporate Governance

What This Lesson Covers

The moral principles that guide how a business behaves — what it does and refuses to do

CSR: Corporate Social Responsibility — voluntary actions beyond legal requirements

ESG: Environmental, Social & Governance — the investor lens on ethical performance

Ethical frameworks: how philosophers say businesses SHOULD decide

Corporate governance: structures that keep businesses accountable

Whistleblowing: internal & external reporting of wrongdoing

Why It Matters for AQA

Ethics questions appear in all three A-Level papers — often as 25-mark essays

Examiners want frameworks + examples + evaluation — not just "it's good/bad PR"

Ethics vs Law

Key Distinction

Legal = what you must do (minimum standard set by law)

Ethical = what you should do (higher standard based on moral values)

A business can be legal but unethical — e.g. legal tax avoidance, zero-hours contracts

A business can break an unjust law for ethical reasons — rare, but possible

Business Ethics Definition

The application of moral principles to business decisions and behaviour

Covers: treatment of workers, suppliers, customers, environment, and competitors

Ethics is contested — reasonable people disagree on what's right

Examples of Ethical Issues

Child labour in supply chainsGreenwashingExecutive pay ratiosZero-hours contractsAnimal testingData privacy

Corporate Social Responsibility

Carroll's CSR Pyramid (1991)

Philanthropic — be a good corporate citizen (donate, community projects)

Ethical — do what is right, avoid harm

Legal — obey the law

Economic — be profitable (the base — without this, nothing else is possible)

Arguments FOR CSR

Builds brand loyalty — consumers increasingly choose ethical brands

Attracts and retains talent — employees want purposeful work

Reduces risk — avoids regulatory fines, boycotts, reputational damage

Long-run profitability — sustainability reduces costs over time

Arguments AGAINST CSR (Friedman)

Milton Friedman (1970): the only social responsibility is to increase profits for shareholders

Spending on CSR is spending shareholders' money without consent

Government — not business — should solve social problems via taxation

ESG Investing

What Is ESG?

ESG = Environmental, Social, Governance — criteria used by investors to assess non-financial risk

Investors increasingly screen companies on ESG scores before investing

Poor ESG = higher perceived risk = higher cost of capital

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Environmental

Carbon footprint, water use, waste, climate targets, biodiversity

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Social

Worker rights, supply chain labour, diversity, community impact, data privacy

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Governance

Board independence, exec pay, audit quality, shareholder rights, anti-corruption

ESG vs CSR

CSR = voluntary actions by the business toward society

ESG = external measurement by investors of business risk & ethics

Both matter — but ESG is increasingly tied to access to finance

Ethical Frameworks

Four Major Frameworks

Utilitarianism

Greatest good for greatest number. Judge actions by their consequences.

Rights-Based (Kantian)

Certain rights are inviolable. Some actions are always wrong regardless of outcome.

Virtue Ethics

Focus on character. Would a virtuous person do this? Build good habits.

Stakeholder Theory

Balance interests of ALL stakeholders — not just shareholders. (Freeman, 1984)

Applying in Exam Questions

Don't just name the framework — apply it to the scenario in the question

Utilitarian: "Closing the factory harms 500 workers but saves 2,000 jobs elsewhere..."

Rights: "Workers have a right to safe conditions regardless of cost savings..."

Stakeholder: "Suppliers, workers and local communities must all be considered..."

Corporate Governance

Definition

The system by which companies are directed and controlled (Cadbury Report, 1992)

Addresses the principal-agent problem: shareholders (principals) hire directors (agents) — interests may diverge

Directors may prioritise short-term bonuses over long-term shareholder value

Board Structure

RoleResponsibility
CEODay-to-day management and strategy execution
ChairLeads the board; should be separate from CEO role
Executive DirectorsFull-time company employees on the board
Non-Executive Directors (NEDs)Independent oversight; challenge management; audit/remuneration committees

UK Corporate Governance Code

Comply-or-explain basis — listed companies must follow or justify deviation

Requires: board balance, audit committee, transparent remuneration, shareholder engagement

NEDs, Audit & Remuneration

Non-Executive Directors (NEDs)

Independent of management — not full-time employees of the company

Provide challenge and scrutiny: "Why are we really doing this?"

Sit on key committees: Audit, Remuneration, Nomination

Criticism: may lack deep knowledge of the business; "groupthink" still possible

Audit Committee

Reviews financial statements for accuracy and compliance

Oversees relationship with external auditors

Helps prevent financial fraud and misreporting (e.g. Enron scandal)

Remuneration Committee

Sets executive pay — designed to align incentives with shareholder interests

Long-term incentive plans (LTIPs) link pay to 3–5 year targets

Controversy: CEO pay has grown 200× faster than median worker pay in 40 years

Pay ratio disclosure now required — CEO pay vs median employee

Whistleblowing

Definition

Reporting wrongdoing by an organisation to an internal or external authority

Wrongdoing includes: illegal acts, health & safety violations, financial fraud, cover-ups

Internal vs External Whistleblowing

TypeRouteOutcome
InternalEthics hotline, line manager, board audit committeeIssue may be resolved privately; less damaging to reputation
ExternalRegulator (FCA, HSE), media, MPsPublic scrutiny; potential prosecution; reputational damage

Legal Protection (UK)

Public Interest Disclosure Act 1998 — protects workers from dismissal for whistleblowing

Must be in "good faith" and relate to a "qualifying disclosure"

Many whistleblowers still face informal retaliation — protection is imperfect

Ethics Culture

Businesses with strong ethics culture: open-door policy, anonymous reporting, no-retaliation pledge

Tone from the top matters — senior leaders model ethical behaviour

Ethical Decision-Making

Factors That Influence Ethical Decisions

Competitive pressure: rivals cutting costs unethically forces response

Short-termism: quarterly targets vs long-term reputational effects

Leadership culture: ethical CEOs signal norms to entire organisation

Stakeholder pressure: consumers, NGOs, and media holding firms to account

Regulation: minimum ethical floor — law sets the baseline

The Ethics-Profit Trade-Off?

Short run: ethical behaviour often costs more (e.g. fair-trade suppliers, safe factories)

Long run: unethical behaviour costs more (fines, boycotts, talent attrition, litigation)

Evidence: ESG-screened portfolios have matched or outperformed market indices

BUT: causality unclear — profitable firms may have MORE resources to spend on ethics

Real-World Examples

Volkswagen Dieselgate (2015)

VW installed "defeat devices" to cheat emissions tests — illegal AND unethical

Result: $30bn+ in fines; CEO resigned; brand trust destroyed in key markets

Framework: utilitarian (millions of customers misled) + rights (customers deceived)

Patagonia

Outdoor brand built on sustainability — "Don't buy this jacket" campaign

In 2022 founder gave the company to a charity trust to fight climate change

Ethics as genuine strategy — not just PR

Sports Direct (Mike Ashley)

Staff paid below minimum wage via docking for time to pass security checks

Legal initially — but major public backlash forced changes

Shows: legal ≠ ethical; stakeholder pressure can force change

Practice Question 1

A clothing company discovers its supplier uses child labour. The practice is legal in that country. A manager argues: "The greatest good is served by keeping costs low and giving jobs to local families." Which ethical framework is the manager using?

A. Rights-based (Kantian) ethics
B. Utilitarianism
C. Virtue ethics
D. Corporate governance
Correct: B — Utilitarianism. The manager is justifying the action by its consequences — greatest good for the greatest number (low costs + local employment). Rights-based ethics would say child labour is always wrong regardless of outcomes. Virtue ethics asks what a person of good character would do. Corporate governance is a structure, not a moral framework.

Practice Question 2

Which of the following BEST describes the role of a Non-Executive Director (NED)?

A. Managing day-to-day operations of the company
B. Independently scrutinising the decisions of executive management
C. Setting annual sales targets for the marketing team
D. Filing the company's annual tax return
Correct: B. NEDs are independent directors who scrutinise and challenge executive decisions. They are NOT involved in day-to-day management (that's the CEO/executive team). They sit on audit and remuneration committees to provide independent oversight and protect shareholder interests.

Practice Question 3

A bank employee discovers that their line manager has been falsifying loan documents. They report it to the Financial Conduct Authority (FCA) rather than internally. This is an example of:

A. Internal whistleblowing
B. Corporate governance compliance
C. External whistleblowing
D. A breach of employee duty of care
Correct: C — External whistleblowing. Reporting to the FCA (an external regulator) is external whistleblowing. Internal whistleblowing would mean reporting to the bank's own audit committee, ethics hotline, or senior leadership. The Public Interest Disclosure Act 1998 protects the employee from dismissal for making this qualifying disclosure in good faith.